Life Insurance

Life insurance provides you with the peace of mind in knowing that your death will not result in financial hardship for loved ones. Expenses such as child care, debts, mortgages, and education can burden loved ones in the passing of a family member. Without proper life insurance coverage, a major change in lifestyle or standard of living may be required to meet those expenses.

Clarke & Sampson offers three different forms of life insurance:

• Whole Life Insurance – remains in force for the insured’s whole life and requires premiums to be paid every year.
• Universal Life – provides a permanent death benefit based on the policy’s cash value. The cash value earns interest and accumulates tax-deferred.
• Term Life – provides coverage at a fixed rate of payments for a limited period of time. It is the most economical form of life insurance and can be purchased to cover specific time periods of 5, 10, 15, 20, 25, or 30 years.

To discuss your options for protecting the future of your loved ones, contact us today about life insurance or fill out our online quote form.

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