Clarke & Sampson Blog

Keegan Wetzel

Recent Posts

Be Aware of Counterfeit Tires and Other Goods

Posted by Keegan Wetzel

Nov 18, 2014 4:21:00 PM

Recently there has been attention brought to counterfeit tires that have made their way into the market. Consumer Reports shared that that there were several tires currently available that ranked at the bottom of testing performance in the winter conditions – interestingly enough they were also unusually cheap at $95 per tire.

The tires were from American Pacific Industries and were classified as the Pegasus Advanta model for SUVs. The company denies producing the tires in question, claiming that their logo on the tires wasn’t used legally and that the codes on the tires show the trail to a suspected origin. The codes on the tires showed that they were produced in 2012 by a factory in China which American Pacific Industries was once in business with, but according to American Pacific the relationship was severed in 2011.

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Claims-made vs. Occurrence: Which Policy is Right for You?

Posted by Keegan Wetzel

Nov 14, 2014 10:44:16 AM

From workplace injuries to property damage, from cyber liability to employee fraud, your business faces plenty of risks. Insurance plays a key role in helping you manage these risks and cover losses. All property and casualty (P&C) insurance policies fall into two categories: occurrence policies and claims-made policies. The type of coverage you have matters, as it determines:
  • Whether or not your policy will respond to a claim
  • What your company’s responsibilities will be in the event of a claim
  • How much your premiums will cost, both now and in future renewal periods
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The Arctic Outbreak: Ways to Protect Your Home or Business

Posted by Keegan Wetzel

Nov 10, 2014 1:55:00 PM

The lowest temperatures of this fall/winter season will take place in the next week throughout most of the U.S., even potentially bringing snow to a large portion of the Midwest. These conditions are the result of a developing pressure system in the Pacific off the coast of Alaska and are projected to bring, on average, temperatures 10 to thirty degrees colder than those typically seen this time of the year. Pressure from this storm will cause a massive dip in the jet stream which will drive arctic air down into much of North America and will affect regions across the country and causing more than two thirds of the U.S. to see temperatures below average. Since the front is coming in from the Central Northwest, the cold front isn’t expected to reach the East coast until the end of this week – with the coldest temperatures taking place on Friday and Saturday. The threat of winter’s conditions arriving so soon along with a significant drop in temperatures could result in weather related accidents or problems for a business. Over three billion dollars in property damage was reported from winter storms in early 2014, and twenty five percent of businesses involved in a major property disaster do not reopen. In order to be able to maintain your schedule through any weather mishaps, both personally and professionally, it is important to take some necessary preventative steps against water damage to brace for the cold to come.
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Seven Helpful Tips to Winterize Your House

Posted by Keegan Wetzel

Nov 3, 2014 4:29:00 PM

As winter looms, temperatures drop and the chance of severe weather increases considerably. An unfortunate result of this severe weather is the fact that it can cause havoc on your home’s exterior along with several other property damage risks. Use the following tips to ensure your home gets through the winter season unscathed.

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Helpful Tips for Staying Safe During Halloween

Posted by Keegan Wetzel

Oct 29, 2014 10:46:41 AM

Do you remember how much fun it was to get dressed up as your favorite action hero, cartoon character or princess and go door to door for Halloween treats? Well, your children can now experience that same joy. Just as your parents did for you, now it’s your turn to prevent Halloween accidents and injuries by supervising your children closely. Let us share some tips with you to help make sure your Halloween is as safe as it is spooky.

Halloween Safety Recommendations

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Admitted vs. Non-admitted Carriers

Posted by Keegan Wetzel

Oct 24, 2014 1:48:00 PM

There are times when the coverage you need is available exclusively from a non-admitted carrier. What is the difference between admitted and non-admitted carriers, and what are the advantages and disadvantages of each? Should you be concerned if a carrier is not admitted?

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Tips For Keeping Your Family Safe During a Tornado

Posted by Keegan Wetzel

Oct 23, 2014 2:04:00 PM

Tornadoes can be one of nature’s most violent storms and have the potential to cause serious damage to a community and its infrastructure no matter the reported danger level. Last week on Wednesday October 15th the Washington D.C. Metro area experienced two tornadoes touching down, with one happening right in Alexandria. Tornado warnings were issued promptly in surrounding areas when winds and rain picked up to severe levels. The first touch down was reported around lunch time in Belle Haven – about an hour later a second tornado reportedly touched down near Savage, MD. Fortunately, both occurrences resulted in little to minor damage; however it was unusual for a tornado, let alone two in the same day, to even be an issue in our region around this time of the year. These recent events have shown that even out of prime “tornado season” people should be wary of the possibility of a tornado striking. What is most likely causing out of season tornadoes such as these are shifts in weather patterns potentially due to climate change. The most important thing you can do to be prepared for facing the danger of tornadoes is to plan extensively what to do before, during, and after a tornado hits. Here are some pertinent tornado safety recommendations for you and your family:

 

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Check That Tread Before Winter

Posted by Keegan Wetzel

Oct 20, 2014 2:38:05 PM

Don’t let a set of worn tires endanger your family. Make sure to check the tread depth and look for other abnormalities or wear and tear so you can replace your tires before they have a chance of becoming a problem in the cold months ahead.

There is a very simple way to check safe tread depth and all you need is a penny. Turn it so Lincoln is upside-down and insert it between treads. If you can see the top of Lincoln’s head, your tires do not have enough tread left and could pose a safety hazard. Conduct this test in multiple spots on all of your tires.

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Commercial Automobile Policy Symbols: What Do They Mean?

Posted by Keegan Wetzel

Oct 15, 2014 10:37:00 AM

Taking the time to understand the language and symbols on your commercial Automobile Insurance policy may seem like trying to learn a new language, but it is important to fully understand your policy so you know how you’re protected. Below you can find a few general guidelines that will be helpful when deciphering your policy

 

 

 

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Ebola: A Brief Synopsis on This Complex Issue Affecting Our World

Posted by Keegan Wetzel

Oct 8, 2014 1:30:00 PM

 

What it is:

            The Ebola virus disease is commonly referred to as EVD but in the past has been known as Ebola hemorrhagic fever. This virus is a very severe illness that results in fatality for approximately 50% of those who are affected. The Ebola virus has been around for decades, making it’s debut in Central African rain forest areas in the late 1970s; however it has never been as serious of a problem as the threat that it poses today. The latest case of outbreaks in West African countries such as Sierra Leone, Guinea, and Liberia has totaled more deaths in the last six months than any other previous outbreak of the virus combined...

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