Clarke & Sampson Blog

Coverage Insights: Employment Practices Liability Insurance

Posted by Scott Jefferson

Nov 9, 2017 1:07:58 PM

From the moment that your business starts the pre-hiring process until the exit interview, your business is vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called employment practices liability that protects against instances such as wrongful termination and sexual harassment suits from your current, prospective or former employees. This coverage applies to directors, officers and employees, and can sometimes extend to third party liabilities.

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143 Million People Potentially Affected in Equifax Breach

Posted by Scott Jefferson

Sep 19, 2017 9:41:30 AM

Equifax, one of the largest credit reporting agencies in the United States, was recently the victim of a massive cyber attack—an attack that may have compromised the personal information of 143 million people.

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Insurance Insights: Risks of Home Sharing

Posted by Scott Jefferson

May 30, 2017 3:02:02 PM

Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new, on demand sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms or other accommodations for a fee.

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Topics: Personal Insurance

Are You Prepared? 2017 Cyber Attacks

Posted by Matt Stephens

May 15, 2017 9:37:48 AM

 

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Topics: Cyber Security, Cyber Liability, cyber insurance, Ransomware, Cyber Safety, Cyber Attack

Workers Compensation Insights - Officer Exclusion

Posted by Scott Jefferson

Mar 30, 2017 11:46:45 AM

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision.

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Topics: Workers Compensation

VA Workers Compensation - Claims Process

Posted by Matt Stephens

Mar 8, 2017 12:00:00 AM

Workers’ compensation is a system of no-fault insurance that provides monetary and medical benefits to employees or their survivors for work-related injuries, diseases and deaths. Workers' compensation is governed by state law.

The Virginia Workers' Compensation Act (WCA) establishes the process for handling workers’ compensation claims in the state. The Virginia Workers’ Compensation Commission (Commission), investigates and handles workers’ compensation claims. The processing of a claim typically begins with a notice of injury and may end up in administrative or judicial appeal.

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Topics: Workers Compensation Virginia, VA Workers Compensation Claims Process, Claims Process Virginia Workers Compensation

VA Workers Compensation - Employee Eligibility

Posted by Matt Stephens

Mar 1, 2017 1:03:00 PM

Workers’ compensation is a system of no-fault insurance that provides monetary and medical benefits to employees or their survivors for work-related injuries, diseases and deaths. Workers' compensation is governed by state law.

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Topics: Virginia Workers Compensation, VA Workers Compensation Employee Eligibility, Workers Compensation Virginia, Employee Eligibility

VA Workers Compensation - Employer Penalties

Posted by Matt Stephens

Feb 22, 2017 1:03:00 PM

Workers’ compensation is a system of no-fault insurance that provides monetary and medical benefits to employees or their survivors for work-related injuries, diseases and deaths. Workers' compensation is governed by state law.

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Topics: Virginia Workers Compensation, Employers Penalties, VA Workers Compensation Employey Penalties

VA Workers Compensation - Employee Benefits

Posted by Matt Stephens

Feb 15, 2017 1:00:00 PM

Workers’ compensation is a system of no-fault insurance that provides monetary and medical benefits to employees or their survivors for work-related injuries, diseases and deaths. Workers' compensation is governed by state law.

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Topics: Workers Compensation, Workers Comp, Virginia Workers Compensation, Employee Benefits

25 Most Commonly Stolen Passwords

Posted by Matt Stephens

Feb 10, 2017 9:50:48 AM

How clever is your password?  If it’s on the list below, your password is just as easily stolen as it is remembered. Protect yourself by making sure you’re not using one of the top 25 most commonly stolen passwords of 2016, as determined by IT security firm SplashData.

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Topics: Cyber Liability, Common passwords, cyber breach, password protection