Clarke & Sampson Blog

Social Engineering Fraud Coverage

Posted by Matt Stephens

Jun 7, 2016 10:45:10 AM

Social engineering fraud (SEF) is a type of fraud that’s become increasingly common over the last several years. However, even though many instances of this fraud transpire over email communications, it’s a company’s crime policy—not a cyber policy—that would often provide coverage in the event of an SEF loss.

That’s why it’s especially important to understand your crime policy, how it might cover SEF, why it might not, and what endorsements you might want to obtain to make sure SEF doesn’t leave your company exposed.

 

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Topics: Arlington VA, Washington DC, Alexandria, Cyber Liability

Umbrella Claim Scenarios

Posted by Matt Stephens

May 6, 2016 11:07:06 AM

The incidents below are recent examples of actual liability claims in excess of a policyholder's primary liability limit. These scenarios represent only a sampling of the types of claims that can occur every day. 

Adequate excess liability limits can help protect you when the unforeseen results in a liability judgment against you. 

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Topics: Claim Scenarios, Alexandria, DC, Umbrella Claims, Arlington, Umbrella Insurance