Clarke & Sampson Blog

Strategies for Controlling Workers' Comp Claims

Posted by Matt Stephens

Aug 18, 2016 12:40:34 PM

Workers' compensation is one of the only lines of insurance that is a controllable expense. By initiating best practices, safety manuals, and risk reduction strategies you can keep your employees safe and your workers' compensation premium at an all time low. 

 

Read More

Topics: Workers Compensation, Alexandria VA, Arlington VA, Washington DC, Insurance

The Story Your Mod Reveals

Posted by Matt Stephens

Jul 21, 2016 10:49:46 AM

For many employers, workers’ compensation insurance is all about one number—the premium quoted. Understandably, employers want to pay the lowest amount possible on this mandatory coverage. While some brokers try to compete on a low bid, those who do miss the chance to educate employers on how their mod affects their premium, and how lowering their mod through targeted improvements in safety, hiring, return to work and other areas will ultimately improve both their direct and indirect workers’ compensation costs.

Read More

Topics: Workers Compensation, Alexandria VA, Insurance

Cyber Security: Social Engineering & Other Online Frauds

Posted by Matt Stephens

May 11, 2016 9:29:20 AM

social_eng.pngWhile computers have improved the speed and efficiency of how we work, they have also allowed thieves and con artists an easier avenue by which to steal from people and businesses. One of the ways these cyber criminals use computers to steal is through online fraud, one of the fastest-growing crimes today.

 

 

This picture is an example of what modern day social engineering looks like

 

Read More

Topics: Alexandria VA, Arlington VA, Washington DC, Insurance, Social Engineering

Preventing E-Commerce Fraud

Posted by Matt Stephens

Apr 26, 2016 10:16:28 AM

Conducting business online presents countless opportunities to enhance customer relationships, attract new business and increase revenue. However, without the security of a physical credit card and signature verification, cyber thieves have an advantage and opportunities for fraud. It is up to the e-commerce merchant to apply the right tools and controls to verify cardholder identity and the validity of transactions. With these controls, merchants can reduce fraudulent transactions and the risk of customer disputes.

 

 

Read More

Topics: Alexandria VA, Insurance, Ecommerce, Prevention

Handling E-Commerce Risks

Posted by Matt Stephens

Apr 26, 2016 9:55:25 AM

 

 

Selling your goods online can enhance customer relationships, attract new customers and increase sales revenue. However, if you are considering expanding your business online, it is important to understand what is required to maximize information security and minimize credit card payment risks. E-commerce sites that have little or no fraud controls in place can experience a chargeback rate of 10 percent or more. It is important to understand the basics of credit fraud before opening up for business online.

 

 

Read More

Topics: Alexandria VA, Arlington VA, Insurance, Cyber Liability, E-Commerce

Pest Control - Safety Matters

Posted by Matt Stephens

Mar 10, 2016 9:59:25 AM

Exposure to toxic chemicals during storage, transportation and disposal can result in injury or illness. If spills occur, containers leak, labels are removed or if untrained employees have access to materials, the risk of injury or illness is even greater. To prevent unnecessary injury or illness from hazardous exposure to toxic chemicals, consider the following safety recommendations.

 

 

 

Read More

Topics: Alexandria VA, Toxic Chemicals, Pest Control, Insurance