Clarke & Sampson Blog

Thinking about earning some extra cash as an Uber driver?

Posted by Bill Howard

Jul 7, 2014 2:25:50 PM

Taxi-like ride sharing is an emerging trend lead by operations such as Lyft, Sidecar and Uber. It is important to note that ride sharing is different than carpooling. Carpooling, a covered exposure, is understood as two or more persons sharing a ride to and from work on a regular basis. These carpools are pre-arranged and repetitive, following a work schedule, and are not for a fee (other than possibly contributing to gas expenses).

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Topics: Personal Insurance, Personal Liability, Liability Insurance, Auto Insurance

Coverage Insights: Technology Professional Liability (E&O)

Posted by Scott Jefferson

May 6, 2014 1:39:00 PM

What does Tech E&O cover?

Technology professional liability (Tech E&O) insurance is intended to cover two types of risk:
(1) Financial loss of a third party arising from failure of the insured’s product to perform as intended or expected, and
(2) financial loss of a third party arising from an act, error, or omission committed in the course of the insured’s performance of services for another.

Who needs Tech E&O coverage?

  Common examples include information technology firms, programmers, software developers, data processors, web designers, computer consultants, and more. It is important to note, however, that Tech E&O is not limited to the technology industry. Most companies today utilize technology in some part of providing a service or product and need to take the necessary precautions. To ensure your company is covering all bases, a full risk management assessment is needed.
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Topics: Business Insurance, Professional Liability, Alexandria VA, Liability Insurance, E&O Insurance

Errors and Omissions Insurance Basics

Posted by Scott Jefferson

Apr 11, 2014 1:40:30 PM

Lawsuits, once a measure of last resort, are now commonplace in settling disputes. The good news is that you can protect your business by investing in professional liability coverage, also known as errors and omissions (E&O) insurance.

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Topics: Business Insurance, Professional Liability, Alexandria VA, Liability Insurance, E&O Insurance

Six Reasons Every Political Campaign Should Have Insurance

Posted by Scott Jefferson

Jan 21, 2014 11:07:00 AM

The structure and environment of political campaigns expose these organizations to an array of unique risks. Many campaigns mistakenly operate under the assumption that they are protected by government immunity or that even if they wanted to pursue liability coverage, no carrier would be willing to provide it. Coverage is not only available, its also affordable, and here's why every political campaign should have it:

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Topics: Political Campaign Insurance, Political Organization Insurance, Insurance For Political Campaigns, Liability Insurance