We offer a range of options to protect your employees while on travel. Let us help protect your greatest assets with specialized coverages.
Coverages include Employee-only or Family Coverage, and economical group rates. Benefits available include Coma and Rehabilitation, Special Education, Seat belt and many more.
Carve-out Accidental Death & Dismemberment separates AD&D from a traditional group life program. This can produce a broader dismemberment schedule for the employee, and competitive rates for the employer. Seat Belt and Paralysis coverages are only two of the benefits that are available.
This product enables independent contractors, who are excluded from coverage under a Worker’s Compensation Policy, to purchase occupational accident coverage. Benefits available include AD&D, Accidental Medical and Accident Disability.
Coverage fits within a Self-Insured Rentention (“SIR”), large deductible, or Retro Loss Limit. By purchasing a BOAI, a self-insurer can reduce its catastrophic losses, lower overall cost, and improve overall cash flow. Coverage can include AD&D, Accident, Medical Expense, and Accident Disability.
Base medical coverage for Associations, co-ops, school districts, buying groups, etc.. Mandatory and voluntary plans available on primary, limited primary, and excess basis. Exchange student programs available for inbound and outbound students. AD&D, Accidental Medical, and Accident Dental plans are available.
Coverage addresses foreign exposure and does not exclude terrorism, nuclear, biological or checmical exposures. Coverage is available in most conuntrues of concern. Available limits based on countries traveled to.
Medical Stop Loss
Specific Stop Loss Plans with deductibles from $75,000 to $500,000 and maximum benefits up to $2,000,000 per individual. Aggregate Stop Loss Plans with deductibles from 120% to 200% of expected claim costs and maximum benefits up to $2,000,000 per policy period. Combination Specific and Aggregate Stop Loss Plans are available.