| Home & Personal Insurance
 We
write and service personal homeowners and automobile insurance in Virginia, Maryland
and the District of Columbia. Below you will be able to request
a quote and review definitions for each of the
personal insurance coverages we offer.
If you are looking for coverage
you do not see below, please do not hesitate to contact
us and we will assist you. Request
a Quote:
To receive a quote, please select from the listing below.
Definition
of Coverages:
Homeowners
- For owners of single family homes and townhomes, this policy covers the dwelling,
personal property, and your personal liability (both on and off your premises).
Condominium
- This policy provides specialized coverages necessary for owners of condominium
units. Coverage is provided for building items not covered by the condominium
association, your personal property, losses due to assessments, and personal liability.
Renters
- Renters are not provided coverage by the landlord's policy. This policy is designed
to provide coverage for your personal belongings and personal liability. Automobile
- Protects you for liability claims resulting from automobile accidents. Also
covers your vehicle for damage caused by accident, fire, theft, and vandalism.
This policy can be tailored to add specialized coverages such as Lease Gap Coverage
and Agreed Value policies. Watercraft
- Coverage for boats and watercraft of all sizes. Coverage for watercraft is not
provided under your homeowner's policy. Valuable
Items Coverage - You may own items that require specialized insurance
protection, either because of their exceptional value or because coverage may
be limited under your homeowners, condominium, or renters policy. Examples include:
Jewelry, Furs, Silverware, Fine Arts, Stamp Collections, Coin Collections, Wine
Collections, Fire Arms, etc. Umbrella
Liability - With today's ever increasing jury awards, the primary liability
limits provided under your automobile and homeowners policies may not be adequate.
This policy provides additional limits of liability in $1,000,000 layers. This
is very important coverage at a very reasonable cost. Dwellings
Leased to Others - Investment properties, rental homes, and rental
condominiums are not properly covered by homeowners policies. These properties
require a policy designed for their specific exposures. If the coverage you
are looking for is not listed, contact
us and we will find it for you.
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