Fitness Instructor InsuranceClarke & Sampson is proud to partner with United States Liability Insurance, member Berkshire Hathaway, to bring you an online insurance platform for fitness instructors. Our CoverSmart© tool helps you find the coverage you need at competitive prices with the ease and convenience of an online platform. Our offering consist of two key coverage offerings: General LiabilityGeneral liability is made up of three main coverages that help to protect you in case of an accident.BODILY INJURY - If someone trips over your bag while you are working with a client, you can face a lawsuit or be held responsible for the resulting medical expenses. General liability can cover both the lawsuit and the medical expenses that result.PROPERTY DAMAGE - If you spill water on your client's computer, disabling the computer and causing important customer data to be lost, you can be held responsible for its replacement. General liability can cover you for the loss.PERSONAL INJURY - If you are speaking with someone else in your industry about a client in a false or unflattering way, the client may find out and sue you for slander. General liability can cover the cost of the lawsuit and pay for the attorney to defend you.Professional LiabilityProfessional liability, often called errors and omissions, is built to protect anyone who is providing a service.During the course of your services, you may make a mistake or fail to reach an acceptable standard. This can lead to a financial loss for your client or cause harm that can lead to a lawsuit. Professional liability can cover the defense costs associated with the proceedings as well as the cost to resolve the issue.Coverage is based on the terms, conditions, limitations and exclusions of your policy. Be sure to read your policy to verify your coverage.