Your possessions are worth a lot to you. So when you rent an apartment or house, you need insurance that covers you and your belongings in case of an unfortunate event.
Renters insurance can give you the protection you need at a price you can afford.
Renters insurance covers:
Personal liability coverage provides protection if someone is accidentally injured while in your home, or their property is damaged and the damage is caused by:
Your policy can also cover you:
While the basic Renters insurance may be appropriate for most people who live in rental units, your situation may call for optional coverages for complete protection. Some optional coverages include:
Valuable Items provides broader coverage for special property such as jewelry, silverware, fine arts, furs, cameras, guns, musical instruments, and personal computers. There are limits in all renters’ insurance policies for these items. We can help you fill these gaps.
Contents Replacement Costs allows you to repair or replace most personal property in your apartment with no deduction for depreciation.
Personal Injury Liablity – In addition to bodily injury and property damage claims, coverage can be extended to provide protection against libel, slander, defamation, and similar offenses
Prices and discounts to save you money – Premiums may be reduced with a wide range of discounts if your home is equipped with: